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RENTAL

(DSCR)

LOANS

long-term financing based on rental income

No tax returns, no W-2s. RHMG’s DSCR loans are ideal for buy-and-hold investors looking for scalable, rental-based financing.

KEY BENEFITS:

  • Approval based on property cash flow (DSCR)

  • Long-term fixed and interest-only options

  • Up to 80% LTV

  • Great Rates and Low Fees

  • Portfolio and blanket loans available

your questions, answered.

  • DSCR (Debt Service Coverage Ratio) loans focus on the rental income from the property compared to the mortgage payment. (Example $1000 in property rents and $1000 in mortgage payment would give you a DSCR of 1.)

  • Although we have options for DSCRs below 1, we ideally want to see a DSCR over 1 or above.

  • We can go up to 80% LTV on cashout refinances.

  • No we can use the market rent from the 1007 on an appraisal.

  • Absolutely. We offer DSCR programs tailored for short-term and vacation rentals, using projected or historical rental data.

BORROWER INFORMATION