RENTAL
(DSCR)
LOANS
long-term financing based on rental income
No tax returns, no W-2s. RHMG’s DSCR loans are ideal for buy-and-hold investors looking for scalable, rental-based financing.
KEY BENEFITS:
Approval based on property cash flow (DSCR)
Long-term fixed and interest-only options
Up to 80% LTV
Great Rates and Low Fees
Portfolio and blanket loans available
your questions, answered.
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DSCR (Debt Service Coverage Ratio) loans focus on the rental income from the property compared to the mortgage payment. (Example $1000 in property rents and $1000 in mortgage payment would give you a DSCR of 1.)
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Although we have options for DSCRs below 1, we ideally want to see a DSCR over 1 or above.
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We can go up to 80% LTV on cashout refinances.
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No we can use the market rent from the 1007 on an appraisal.
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Absolutely. We offer DSCR programs tailored for short-term and vacation rentals, using projected or historical rental data.
BORROWER INFORMATION